How to password protect PS5 purchases on the PlayStation Store

Updated: October 12, 2026

You hand the controller to a younger sibling for "just five minutes" and come back to an email receipt for a $100 Deluxe Edition of a game you've never heard of. Or maybe you're the one with the late-night "Add to Cart" problem.

By default, the PS5 makes it too easy to buy things. A "Purchase Requirement" forces the console to ask for your password before any purchase goes through. It's a safety catch for your digital wallet.

Here's how to password protect your PlayStation Store purchases.

Is your credit card a little too accessible?

• Worried about kids making accidental "In-Game" purchases?
• Sharing a console with roommates and want to keep your card private?
• Tired of worrying every time you leave your PS5 logged in?
• Want to prevent someone else from buying stuff with your account?

Let's lock it down.

Method 1: Requiring a password at checkout

This is the one that actually blocks the purchase. You can browse the store normally, but the moment you hit "Buy," it asks for your password.

1. From the PS5 Home Screen, go to Settings (the gear icon).
2. Open Users and Accounts.
3. Select Account.
4. Open Payment and Subscriptions.
   
5. Open Purchase Settings.
6. Toggle on the switch for Require Password at Checkout.

Method 2: Setting a "login passcode" (the total lock)

To stop people from opening your profile (and seeing your library or messages), set a 4-digit Login Passcode.

1. Go to Settings (the gear icon).
2. Open Users and Accounts.
3. Select Login Settings.
4. Click Require a PS5 Login Passcode.
   
5. Set a 4-digit code using the buttons on your controller (cross (X), square, triangle, R1, L2, etc.).

Now, even if the console is on, nobody can enter your "space" without that code.

Method 3: Remote lockdown (via the PlayStation app)

If you're at work and realize the console is still unlocked, you can change the security settings from the PS App.

1. Open the PS App on your phone.
2. Select the PlayStation Store icon located at the bottom of the screen.
3. Tap the menu button (three lines) in the top right corner.
   
4. Tap Payment Methods.
5. Turn on Require Password at Checkout.

Troubleshooting: "It’s not asking for a password!"

• Check the "Guest" Account: If you have a Guest account enabled, make sure your credit card isn't stored there. Delete it from the Guest profile.
• Subscription Autopay: "Require Password" doesn't stop automatic PS Plus renewals. Turn those off separately in the Subscriptions menu.
• 2FA: Password protection blocks purchases. 2FA (Two-Factor Authentication) blocks the account itself. Turn it on and link it to your phone. Even a guessed password doesn't give anyone access.

Related:

How to set, change, or delete a PS5 passcode

PlayStation 5

References:

https://www.playstation.com/en-us/support/store/ps-store-checkout-password/